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Category: Personal Loan

Do I have to pay interest on the entire OD limit?

Great question! If you’re considering an Overdraft (OD) facility—whether it’s an Overdraft against Salary, Overdraft against Property (OD/CC), or a Business OD—it’s important to understand how interest is charged. The short answer is: ❌ No, you do not pay interest...
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How can I improve my credit score?

Improving your credit score is one of the smartest financial decisions you can make. A good credit score makes it easier to get personal loans, home loans, car loans, and even credit cards with attractive benefits. It also helps you...
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Who can apply for a personal loan?

Introduction Personal loans are a popular financial product that provides individuals with access to funds for various purposes, such as debt consolidation, medical emergencies, home improvements, travel, or other personal expenses. While personal loans offer flexibility and quick access to...
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