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Tag: home loan tips

What is a top-up loan on a home loan?

A Top-Up Loan on a home loan is an additional loan amount that a borrower can avail over and above their existing home loan. It’s one of the most convenient ways to get access to extra funds without applying for...
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How can I close my home loan faster?

Buying a home is a dream come true for many, but the long tenure of a home loanβ€”often stretching 15 to 30 yearsβ€”can feel like a never-ending commitment. πŸ˜“ If you’re wondering how to close your home loan faster, you’re...
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Is it mandatory to buy home loan insurance?

Buying a home is a major milestone 🏠 and often requires taking a home loan. During this process, many borrowers are asked about home loan insurance. But is it really mandatory to buy one? Let’s explore the truth behind it...
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What are the hidden charges in a home loan?

Planning to take a home loan? 🏑 While interest rates and EMIs are commonly discussed, many borrowers are caught off guard by the hidden charges associated with home loans. These charges can significantly increase your overall loan cost if you’re...
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What is pre-EMI in a home loan?

When you decide to take a home loan 🏑, the terms and repayment options can sometimes be confusing. One such term that often puzzles borrowers is Pre-EMI. If you are planning to buy an under-construction property or a house through...
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