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Tag: loan against property

Is a CIBIL score necessary for OD limit approval?

Short answer: Usually yes. Most banks and NBFCs consider your CIBIL (credit) score while approving an Overdraft (OD) limit because it reflects your repayment history, credit behaviour, and overall risk. A healthy score increases your chances of approval and can...
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What is a top-up loan on a home loan?

A Top-Up Loan on a home loan is an additional loan amount that a borrower can avail over and above their existing home loan. It’s one of the most convenient ways to get access to extra funds without applying for...
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